CNNMoney has a great article describing how some of the economics work in Linden Labs groundbreaking game "2nd Life". Currency exchanges between virutal "Linden dollars" and real world currencies help users move money into and out of the game. Virtual entrpreneurs are making anywhere from a few US$ to thousands of US$ per year selling virtual real estate, clothes and other services within the game.
You can create a character in the game and get oriented to the Linden world for free by downloading the 2nd Life software. However, just like the real world, you will want to be careful who you associate with and where you go.
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